Free guide · Simi Valley & Ventura County first-time buyers
What "ready" really means, where down payment help comes from, and every step from first call to keys, in one free guide from Steve Hise and Tricia Garcia.
Everybody has advice for first-time buyers. Your cousin, your coworker, the internet. A lot of it isn't true anymore. This guide gives you the real version, in plain English, for buying in Simi Valley and Ventura County.
Inside the guide:
Ben and Melissa H. rented in Simi Valley for about 14 years before they bought their own home here. They found us by watching our videos, and they had the same questions almost every first-time buyer has. This guide answers them, so your first conversation with a lender is short and useful.
Want to read first? Start with our first-time buyer page or how the City of Simi Valley helps with your down payment.
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No. FHA loans allow 3.5% down with a credit score of 580 or higher, some conventional loans allow 3% down, and down payment help programs can cover part of the rest. The guide explains which ones to ask about.
The City of Simi Valley runs a Homebuyer Assistance Program, and CalHFA offers the MyHome Assistance Program. Funding and rules change, so the guide shows you what to confirm and who to ask.
No. We're Realtors. We'll explain the process and connect you with lenders so you can compare options, and you choose who you work with.